HIPAA: Preexisting Condition Exclusions

Plans Covered: All welfare benefit plans subject to ERISA
Note: Effective for plan years beginning on or after September 23, 2010, Preexisting Condition Exclusions for enrollees under age 19 are prohibited.

  • Certificate of Creditable Coverage
  • Model Certificate: click here
    • Distribution Requirement: Send to participant upon termination from plan.